privacy

PROPERTY HORIZONS GROUP LTD has established this Privacy Policy to explain how it protects and manages the personal information that it collects from you (the customer) online.

1.	Consent for Collection, Use and Disclosure

Your use of the PROPERTY HORIZONS GROUP LTD site and/or your registration for PROPERTY HORIZONS GROUP LTD products and services constitute your consent to the terms of this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the PROPERTY HORIZONS GROUP LTD site.

PROPERTY HORIZONS GROUP LTD may occasionally update this Privacy Policy. When it does, PROPERTY HORIZONS GROUP LTD will also revise the “last update” date at the top of this Privacy Policy. In addition, PROPERTY HORIZONS GROUP LTD will seek a customer’s prior consent, by email, for any new uses or proposed disclosures of information collected from the customer prior to the change. PROPERTY HORIZONS GROUP LTD will notify customers by email of changes to this policy that will affect information collected from them in the future. In certain circumstances, however, PROPERTY HORIZONS GROUP LTD will not inform and obtain the consent of the customer, such as in connection with an investigation of a breach of an agreement, contravention of laws, an emergency where the life, health or security of an individual is threatened, the collection of a debt or in compliance with the request of a law enforcement agency or a court order..

2.	Accountability

PROPERTY HORIZONS GROUP LTD collects, at the time of your registration and your sign-on to its web site, certain “personal information” (information that personally identifies you) including but not limited to your name, email address, home or work address, telephone number, and information about your computer hardware and software (e.g., IP address, operating system, browser type, domain name, URL, access times, and referring web site addresses).

PROPERTY HORIZONS GROUP LTD has implemented this Privacy Policy to protect personal information received from its customers, and to respond to any inquiries. The Privacy Policy also provides that PROPERTY HORIZONS GROUP LTD will use appropriate contractual means to establish a comparable level of protection for personal information which is sent for processing by third parties on PROPERTY HORIZONS GROUP LTD’s behalf.

3.	Purposes for Collecting Personal Information

PROPERTY HORIZONS GROUP LTD collects and uses personal information for the following Identified Purposes:

(a)	to understand customer needs regarding PROPERTY HORIZONS GROUP LTD’s services;

(b)	to develop and provide our web site and our products and services for our customers;

(d)	to communicate with customers and site visitors, when necessary, and to inform customers of upgrades, as well as of other products and services available from PROPERTY HORIZONS GROUP LTD, its affiliates and third parties;

(e)	to allow customers to access limited-entry areas of PROPERTY HORIZONS GROUP LTD’s site;

(f)	to personalize some of our services and products for you and to deliver targeted advertisements and offers from PROPERTY HORIZONS GROUP LTD and third parties;

(g)	to bill accounts and maintain payment records;

(h)	to comply with any applicable law, regulation, legal process or government request;

(i)	to respond to a legitimate claim, or to address our reasonable belief, that you are violating the rights of any third party or any of the agreements or policies that govern your use of the PROPERTY HORIZONS GROUP LTD site or any PROPERTY HORIZONS GROUP LTD product or service;

(j)	to protect the services, products or rights of PROPERTY HORIZONS GROUP LTD, including but not limited to the security or integrity of the PROPERTY HORIZONS GROUP LTD site; and

(k)	to identify and resolve technical problems concerning PROPERTY HORIZONS GROUP LTD’s site, products and services.

PROPERTY HORIZONS GROUP LTD also uses personal information in an aggregate form (i.e., not individually attributable to you) for its business analysis, operational, marketing and other promotional purposes.

If we hire other companies to provide some products or services on our behalf, then we will only provide those companies the personal information they need for the Identified Purposes, and we will limit their rights to use and further disclose your personal information as appropriate in the course of their work for us.

4.	Limiting the Collection of Personal Information

PROPERTY HORIZONS GROUP LTD limits its collection of personal information to only that information which is necessary for the Identified Purposes. PROPERTY HORIZONS GROUP LTD does not direct its site to, nor does it knowingly collect any personal information from children under the age of thirteen.

When you visit the PROPERTY HORIZONS GROUP LTD web site, a cookie may be placed on your computer or the cookie may be read if you have visited the PROPERTY HORIZONS GROUP LTD site previously. PROPERTY HORIZONS GROUP LTD uses cookies to allow PROPERTY HORIZONS GROUP LTD to determine which products and services you have already purchased so that PROPERTY HORIZONS GROUP LTD does not provide redundant information to you, and, if you are an PROPERTY HORIZONS GROUP LTD affiliate, to track PROPERTY HORIZONS GROUP LTD sales made to customers referred by you so that you can receive compensation under our affiliate program. If you choose to not have your browser accept cookies from the PROPERTY HORIZONS GROUP LTD web site, you may not be able to view all the text on the screens, or to experience a personalised visit, or to subscribe to certain service and product offerings on the PROPERTY HORIZONS GROUP LTD site.

5.	Disclosure, Processing and Retention

PROPERTY HORIZONS GROUP LTD does not sell, rent or disclose your personal information to anyone else, except:

(a)	to someone you have designated to act as your agent, for one or more of the Identified Purposes (listed in Section 2, above);

(b)	to PROPERTY HORIZONS GROUP LTD’s employees, independent contractors, subsidiaries, affiliates, consultants, business associates, service providers, suppliers and agents, acting on PROPERTY HORIZONS GROUP LTD’s behalf for any of the Identified Purposes;

(c)

as necessary if PROPERTY HORIZONS GROUP LTD has reason to believe that disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with PROPERTY HORIZONS GROUP LTD’s rights or property, other users of PROPERTY HORIZONS GROUP LTD’s web site, products or services, or anyone else that could be harmed by such activities; and

(d)	to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law.

In addition, as we continue to develop our business, we or our affiliates may sell or buy other businesses or entities, or we may merge with another company. In such transactions, personal information may be one of the transferred business assets. Also, in the event that PROPERTY HORIZONS GROUP LTD or substantially all of its assets are acquired, your personal information may be one of the transferred assets.

Your information may be stored and processed in any country in which PROPERTY HORIZONS GROUP LTD or its affiliates, subsidiaries or agents maintain facilities. By using this web site, you consent to any such transfer of information outside of your country.

After your account becomes inactive (that is, if you request to be removed from our database), PROPERTY HORIZONS GROUP LTD will keep your personal information in its archives. Your information will then be used only as necessary for tax reasons or to prove PROPERTY HORIZONS GROUP LTD’s compliance with any applicable law.